🎯 Listen, if you’re young or just starting out with credit — this is exactly how you build it the right way 👇🏽 First thing you want to do is get you a secured credit card. I recommend going through second-stage banks like PNC or CHUAS, even big banks like Bank of America or Chase — they’re great starting points. Now, put $300–$500 on that card and never spend more than 30% of your limit. You’re showing the banks you know how to manage credit responsibly. Use that card for about six months, an
1:00
🎯 Listen, if you’re young or just starting out with credit — this is exactly how you build it the right way 👇🏽 First thing you want to do is get you a secured credit card. I recommend going through second-stage banks like PNC or CHUAS, even big banks like Bank of America or Chase — they’re great starting points. Now, put $300–$500 on that card and never spend more than 30% of your limit. You’re showing the banks you know how to manage credit responsibly. Use that card for about six months, an
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