28K views · 103 reactions | If you’ve ever had your credit card company lower, your credit limit is because of something called risk assessment. When I was a manager and duty at Chase Bank, I would have a lot of clients come in upset because the Bank would close out their credit cards or lower their limit, making their Credit realization go up, and their Credit scores dropped automatically. #creditscore #badcreditnoproblem | Ricardo Soto | Facebook

Buying a Skyscraper... with a Credit Card? Most people use credit cards for groceries—but a $65M building? 🤯 In 1975, Canadian billionaire Jonathan Wener pulled off a legendary real estate move by purchasing the Royal Trust Credit Card Company building in Montreal entirely on his gold credit card—and even scored a 2% discount for doing it! 🔥 Lesson? The wealthy don’t just spend money—they leverage it. Smart credit use isn’t about debt; it’s about opportunity, negotiation, and strategic risk-ta