At 68 with strong savings, the question isn’t whether you can retire but whether you should. This crossroads involves ...

The highest money market account rate available today is 4.22% Changes from the Fed or your bank can quickly change money ...

A dual-income couple approaching retirement with $1.2 million in savings and Social Security benefits faces a critical ...

SmartAsset reports Trump's 2025 tax plan maintains existing capital gains tax rates while introducing the Trump Account for ...

The No. 1 financial goal for most Americans is to stop working. Once they retire, their primary goal becomes not running out of money.

As employers push for a hard year-end cutoff in withdrawal liability calculations, court justices questioned why actuarial ...

To understand why the 4% rule is outdated, it’s important to understand the climate in which it was first created. Back in 1994, Bengen used 30-year historical returns on the stock and bond market to ...

Reaching 72 with $900,000 in tax-deferred retirement accounts means navigating required minimum distributions (RMDs) while ...

Jordyn joined Investopedia in February 2025. She was previously a freelance writer covering lifestyle, entertainment, politics in the Midwest, and more. Luis Alvarez/Getty Images Two-thirds of ...

When Suze Orman went viral for saying you need at least $5 million to retire safely — and even more if you want to feel “secure” — the internet erupted. For many Americans, that number sounds not only ...

How should a retirement portfolio be designed for a retiree? It’s a fairly common question, but it rests on a shaky assumption. The biggest of them all is that there is such a thing as an average ...