Mortgage Rates Update July 2025

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Current Mortgage Rates for Jul. 2025

Mortgage Rates Today, July 11, 2025: 30-Year Rates Remain 6.74%

Mortgage Rates Today, July 11, 2025: 30-Year Rates Remain 6.74% Mortgage rates are unchanged and still under 7%. Today’s national average on a 30-year fixed-rate mortgage is 6.74%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average rate is 5.94%.

FingerLakes1.com · 3d

Mortgage rates today: Update shows 30-year fixed at 6.625%

July, with the average 30-year fixed rate standing at 6.625% as of July 9, 2025, according to Zillow Home Loans. Buyers considering a home purchase or refinance should evaluate how rising rates affect affordability and monthly payments.

The Business Journals · 3h

U.S. mortgage rates rise in July

Freddie Mac reports the 30-year rate stands at 6.72% as of July 10, up from 6.67% last week. #mortgagerates #housing #homes

FingerLakes1.com1d

Mortgage delinquencies spike as affordability strains intensify

Mortgage delinquencies surged in May 2025 amid high home prices, rising student debt, and affordability challenges.

Fox Business2d

Mortgage rates rise to 6.72%: Freddie Mac | Fox Business

The average rate on the 30-year fixed mortgage rose this week to 6.72%, according to the latest Freddie Mac data released on Thursday. That is up from last week's reading of 6.67%.

CNET on MSN1d

Refi Rates Hold Firm Above 6.75%: Today's Refinance Rates for July 11, 2025

Mortgage rates could still trend down in the coming months, but it's unlikely they'll get low enough for the majority of homeowners to consider refinancing.

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