Closing a credit card can increase your credit utilization rate and drive down your credit score. As a result, keeping your ...

Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK. Unless you’re ...

“To rebuild your credit, you first need to get some credit, which is often the hardest part if you have a low credit score ...

Nationwide, the average credit score as of 2024 is 717, which is one point lower than the previous year. However, there is a significant difference for Black Americans, who have an average credit ...

Several online services provide one or more credit scores for free, but check whether you're receiving your VantageScore or FICO score, as more lenders use FICO.

Learn how to use credit cards to build credit, get rewards and cash back, and stay debt free along the way! Click "Show More" ...

Could your debt be reduced or forgiven? Take our financial relief quiz. There is nothing like the thrill of paying off a debt. However, that excitement can quickly wane, turning into impatience as you ...

Lindsay VanSomeren has been working as a personal finance writer and expert since 2015. Her work has appeared on Business Insider, Credit Karma, LendingTree, Northwestern Mutual, and The Balance, ...