The Fair Credit Reporting Act (FCRA) is a cornerstone of consumer protection in the United States, ensuring the accuracy and privacy of credit information.

Having an erroneous collection account on your credit report isn't a life sentence, though. There are laws in place to ...

Seventeen financial services trade groups are calling on the CFPB to abandon its plan to amend rules under the Fair Credit Reporting Act (FCRA) ...

Understanding your rights as a consumer is more critical than ever. Financial rights education platforms have emerged as ...

Employers that use tracking technology and artificial intelligence (AI) to monitor workers and make employment decisions may now have one more ...

The Consumer Financial Protection Bureau found roughly 43 million Americans had medical bills on their credit reports, ...

The Consumer Financial Protection Bureau (CFPB) announced on Jan. 17, 2025, that Equifax, one of the three major credit bureaus, must pay a $15 million penalty for not conducting ...

argue that the rule violates the Fair Credit Reporting Act and the bureau lacks the authority to issue such a ban. “Americans are frustrated by medical bills. But frustration does not justify ...

The Consumer Financial Protection Bureau, now led by Treasury Secretary Scott Bessent, agreed to temporarily halt enforcement ...

The bureau said that Equifax — which processes 765,000 disputes per month — violated the Fair Credit Reporting Act which mandates that credit reporting agencies investigate disputed information and ...

which alleged Equifax violated the Fair Credit Reporting Act. Equifax settled the allegations to "[turn] the page on the CFPB's long-running investigation," a company spokesperson wrote in an e-mail.