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Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

Before Zach Thomas ever stepped onto a stage or into a recording studio, he was watching his grandfather, Edgar Hammond, lead jam sessions that were equal parts music and mischief.

"The Guitar for Kids program at Art House 808 in Grandview, headed up by founder Josh Scott, recently got a big shout out and funding boost from Pearl Jam." ...