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I've done the research.

Mobile banking offers speed, convenience and 24/7 access. Users can pay bills, get overdraft alerts, check their account balances, track expenses, deposit checks, and send money to friends and family ...

Editor's Note: APYs listed in this article are up-to-date as of the time of publication. CNBC Select will update as changes are made public. They may not have all the flash of credit card rewards, but ...