If you are looking to put away as much as you can for retirement, you'll probably prefer the 401 (k) option. If you have the ...
Based on its most recent data for the third quarter of 2025, Fidelity puts the average 401 (k) savings rate at 14.2% of ...
Philadelphia could soon become the first American city to establish its own retirement savings program for residents whose ...
Employees would be allowed to transfer a portion of their savings into an annuity while they are still working under the ...
A new report on retirement savings suggests that only top earners are making real progress. Everyone else is saving less.
Signed into law at the end of 2022 by President Joe Biden, the SECURE ACT 2.0 was focused on encouraging people to build a ...
The average 401(k) balance in the U.S. hit $144,400 in the third quarter of 2025, up 9% from last year, according to Fidelity ...
The average retiree's 401(k) balance may surprise you. See how your savings compare and learn strategies to grow or stretch ...
Older workers making catch-up contributions to 401(k)s may lose a tax break next year. Here’s how to maximize your tax ...
This type of account offers triple-tax benefits, and is especially useful after you turn 65. And the great part is that you can open it well before retirement age.
Early withdrawals from your 401(k) may ease today’s cash crunch, but taxes, penalties, and lost compound gains can cost you tens of thousands in the long run.
The latest 2025 data shows a sharp divide in retirement readiness for Americans in their 60s. The average 401(k) balance is about $568,040, but the median is only $188,792, while Fidelity lists ...