Travel insurance is an essential item for any trip, but the stakes are much higher when planning a cruise vacation.

Does your credit card cover you when you travel? Is an expensive policy always better? Here are the travel insurance misperceptions that could derail your next vacation.

If you buy insurance within 48 hours of your departure ... not before — that’s why nearly all travel insurance benefits are available until after the trip starts, even if you purchase travel ...

That's why it always pays to read the fine print in a travel insurance ... When in doubt, expect the purchase to fall under the insurance category for earnings. Whether you buy travel insurance is a ...

Travel insurance often provides coverage for the replacement of essential items and clothing if your baggage is delayed or lost. This ensures you can continue your journey without the added stress of ...

Travelers can buy coverage for a single trip or multiple trips at once, but you can also purchase extended insurance for ... for your upcoming travel plans. Why Trust U.S. News Travel Holly ...

This is why it makes sense for travel companies ... you fall ill during your trip. Pregnancy travel insurance: Expectant mothers may choose to buy cancel for any reason insurance in anticipation ...

“All insurance is a great deal if you get sick and can’t go on the trip and that’s why you buy it.” Leocha said he buys travel medical insurance policies each year, which cover up to six ...

You can buy travel insurance all the way up to the day before ... it’s important to consider your travel destination and why you might need a plan. “For example, if you are traveling to ...

🤓Nerdy Tip The longer you wait to buy cruise insurance, the higher the price may become. Also, your own health insurance may not cover cruise travel or ... which is why it can be wise to ...

Learn more: What to know before buying travel insurance How to get medical coverage ... coverage plan will take care of it. Examples of why you might need medical evacuation coverage: While ...

Often, these terms include buying travel insurance within the first 14 days ... and accidental injury are both very common reasons why travelers have to interrupt their trips to Australia ...