Annuities and target date funds are popular assets for households who are either saving for retirement or already in their ...

We have a combined pension and Social Security income of $8,400 per month that will only drop to $6,730 if one of us passes ...

Baby boomers in target date funds mistakenly believe their retirement savings are protected as they near retirement. Typical ...

We’ve been talking about how to build a do-it-yourself retirement plan — one that doesn’t take a finance degree or endless screen time to manage. So far, the plan has been simple: most of your ...

According to a 2025 survey, most households with over $200,000 in investable assets are choosing not to put their retirement ...

Target-date funds are a way for 401(k) participants to put their retirement savings on autopilot — and they capture the lion's share of investor contributions to 401(k) plans. About 29% of assets in ...

Academic theory recommends very low investment risk near retirement, contrasting sharply with current target date fund (TDF) ...

The investment seeks a high level of total return through its target date; Thereafter, the fund primarily seeks high current income and secondarily capital appreciation. Under normal conditions, the ...

A target-date fund is a fund of funds that provides asset-class diversity through a blend of stocks and bonds. Portfolios are adjusted for lower risk as they approach a designated target date. These ...

More than one-quarter of the money flowing into mutual funds during the first half of 2008 went into target-date funds, issues where the portfolio's asset allocation is designed to age - and become ...