Social Security, retirement earnings test
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Social Security benefits can be taxed at the federal level depending on your total income in retirement. Whether you owe taxes on your benefits, and how much, depends on very old data. The IRS uses income thresholds set decades ago that have never been adjusted for inflation.
It's important to get it right.
A bill in Congress seeks to eliminate the Social Security earnings test, which reduces benefits for some early retirees who work. Here's what would happen.
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Social Security retirement while living abroad: Everything you need to know in 2026
Explore how your sunset years in a Tuscan villa or on a Thai beach affect your monthly checks and what the SSA requires from expats in 2026.