If debt collectors are calling you daily but you can't afford to pay off what you owe, the idea of enrolling in a debt management program can be pretty tempting. After all, these programs claim to ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

"Debt relief" is a broad term, and it can refer to everything from negotiating with your creditors on lower rates and fees to ...

If you're struggling with debt, you're not alone—the average American has more than six figures' worth (including mortgages and student loans). When attempting to tackle that number using a debt ...

Debt Management vs. Debt Consolidation: Which is Better? Are you feeling overwhelmed by debt and looking for ways to regain control? Debt management and debt consolidation are two widely used ...

The term "debt relief" or "debt resolution" generally refers to several ways you might restructure debt to make it more affordable. Debt relief options include debt consolidation, debt management, ...

InCharge Debt Solutionsis in our top five because it offers a number of helpful services including credit counseling, debt management programs, debt consolidation programs, housing counseling, ...

After an initial evaluation, a counselor will advise you on the best course of action to tackle your debt, whether you need general personal finance advice, bankruptcy counseling or something else.