Several online services provide one or more credit scores for free, but check whether you're receiving your VantageScore or FICO score, as more lenders use FICO.

Lenders often have minimum credit score requirements for personal loans, but there isn’t one minimum score every lender uses.

Average car loan interest rates for excellent credit start at 5.50% for new cars and 6.90% for used cars, based on factors ...

Getting a perfect credit score is impressive, but is it necessary? Here's what an 850 does -- and doesn't -- get you.

“To rebuild your credit, you first need to get some credit, which is often the hardest part if you have a low credit score ...

It's easy to assume the limit itself is the boundary. But most experts recommend staying below 30% of your limit if you care ...

I’ve known the importance of my credit score since I was a teenager. My dad made me an “authorized user” on one of his credit cards — on an account that was actually opened the year before I was born ...

CheapInsurance.com reports that your credit score influences auto insurance rates, with significant cost variations based on ...

When my daughter was 18, I took her to my credit union — where she has her savings account — to take out a $500 loan so she ...

Your creditors may sue you. If your creditors are fed up enough, they can sue you for any unpaid debt. If you left nothing ...