If you've been waiting for home prices to go down soon, you're also probably wondering: How can anyone afford a down payment in today's expensive housing market? While most experts recommend forking ...

Saving for a down payment is one of the biggest obstacles to homeownership in the United States, even for buyers who can afford monthly mortgage payments. Having to gather thousands of dollars upfront ...

Minority groups often face unique challenges when buying a home. Fortunately, there are specialized mortgage programs designed to help underserved buyers overcome these hurdles. Evan Harlow, real ...

A USDA loan does not have a minimum credit score set by the federal agency, but lenders may require a score of at least 580 to 620.

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Mavo / Getty Images Rates for new 30-year loans have been wavering in an elevated ...

No more mortgage madness — this guide can help you decide which type of loan is right for you. Getty Images Fixed-rate mortgages offer stable payments and suit long-term homeownership plans. ARMs and ...

Homeownership is more expensive than ever: In nearly half the country, the median household income isn't enough for a three-bedroom house. For low-income households, defined as those earning less than ...

Mortgage rates rose this week, with the 30-year fixed rate averaging 6.25%, up from 6.18% last week, according to Bankrate’s ...

Mortgage rates dipped again this week, with the 30-year fixed rate averaging 6.18%, down from 6.24% last week and the lowest ...