Today's best CDs offer up to 4.45% APY. With last week's Fed rate cut, now is the time to lock in a strong return before ...

When interest rates drop, rates on high-yield savings accounts fall, too. Learn why now's the perfect time to lock your money in a CD.

CD rates could drop within days or weeks after the Federal Reserve announced interest rate cuts. See if you should lock in ...

If you've been considering opening a certificate of deposit (CD), you might be wondering if now is the best time to act — or if waiting until May could lead to better opportunities. After all, today's ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Kelly is a former editor for CNET Money covering banking. She has over 10 years of experience in personal finance and previously wrote for CBS MoneyWatch covering banking, investing, insurance and ...