The Closing Disclosure gives the final terms and costs of a mortgage as you near the financing finish line. Some or all of the mortgage lenders featured on our site are advertising partners of ...

A closing disclosure is a set of documents that contains the finalized details of your mortgage. Mortgage lenders are required to furnish the closing disclosure at least three business days before the ...

Conventional homebuying advice focuses heavily on the money you’ll need to save up for a down payment but gives less attention to the notable sum required to cover closing costs. It’s no surprise, ...

The Consumer Financial Protection Bureau (CFPB), recently issued a Request for Information (RFI) related to fees charged by providers of mortgages and related settlement services. In his statement, ...

On March 8, 2024, the CFPB issued a blog post signaling a new front in its focus on “junk fees”—mortgage closing costs. Notably, the CFPB suggests that title insurance, credit report and appraisal, ...

After extensive testing of new forward mortgage disclosure forms, the Consumer Financial Protection Bureau proposed its final iterations of the disclosures Monday, as well as rules to expand consumer ...

In a largely anticipated move following weeks of criticism from its director, the Consumer Financial Protection Bureau issued an inquiry to examine the impact mortgage closing costs and fees have on ...

The Consumer Financial Protection Bureau (CFPB) will be closely scrutinizing what it described as “junk fees” imposed on borrowers when closing a mortgage. Its new priority has provoked strong ...

Residential mortgage lending activity declined sharply in 2022 as rates, closing costs and denials for insufficient income surged, a new report shows. "The higher interest rate environment had ...