CheapInsurance.com reports that dwelling coverage often lags behind rising rebuild costs, emphasizing the need for regular audits to prevent underinsurance.

Homeowners insurance offers property and personal liability protection for unexpected emergencies. Mortgage lenders require ...

Learn how renters insurance safeguards your possessions and liability. Understand coverage options, buying tips, and cost ...

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With homeowners insurance costs now outpacing both inflation and auto insurance rate increases, more people than ever are shopping for new policies. In fact, according to J.D. Power's 2024 U.S. Home ...

Home insurers are tightening their standards in 2026, and you are being asked to prove more about your house, your belongings ...

A home warranty and home insurance both provide peace of mind, but they offer different types of coverage. Find out how they differ and if you need both.

Is reading your homeowner's policy as clear as mud? Take comfort — you're not alone. About two in three homeowners (65%) said they “have no idea” what their home insurance covers, and 16% said they ...

Water backup coverage can pay for damage to your home if a sewer or drain backs up or a sump pump overflows. Many, or all, of the products featured on this page are from our advertising partners who ...

Ashlyn is one of Forbes Home's in-house writers and a former civil engineer-turned content writer with over six years experience. Until recently, Ashlyn focused on creating content for Forbes Home as ...

Home warranties cover repairs for systems and appliances from normal wear and tear, while home insurance covers damage from events like fire or theft. Home insurance is typically required by mortgage ...