A credit score is an important part of a consumer’s financial picture. Lenders combine consumer credit score with the information in consumer’s credit report to assess risk as a borrower. If the ...

When you or someone else accesses your credit information, the credit bureau that granted the access places a record of the credit check on your credit report. Some credit checks (aka credit inquiries ...

When you apply for financing, like a credit card or loan, the lender that reviews your application is almost certain to check a copy of your credit report and credit score. With certain loans, like ...