McWhorter's case is a textbook example of this common mistake.

How do you feel about moving credit-card balances to other companies to get lower rates when you’re trying to get out of debt? I just paid off my first credit card, and a friend suggested this idea ...

Caleb Hammer analyzes a couple's $19,408 debt, highlighting the pitfalls of maxed-out credit cards, 0% financing, and poor spending habits. Is debt consolidation the answer?

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