The best 6-month CD rate right now is 4.40% APY. Investopedia collects, tracks, and analyzes data from over 200 banks and ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

As of October 20, 2025, the national average for six-month CDs is 1.46%, according to the FDIC. However, there are six-month ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

Average 6-month certificate of deposit yields are down 31 basis points in the past year to just 1.51% APY, according to the latest government data. But banks and credit unions offering the best ...

With interest rates on the decline, now's a smart time to lock up your money in a CD. Learn the pros and cons of 6-month CDs ...

Vanguard offers brokered CDs through various banks with competitive rates and a wide range of terms. Learn all the details ...

While top-tier CDs, especially those offered by online banks and credit unions still offer strong APYs above 4%, Chip Lupo, ...

CDs are built for times like this. With the Fed officially cutting rates in September (and signaling more cuts on the horizon through 2027), locking in guaranteed returns can feel like a safe harbor.

The best 3-month CDs offer higher than average interest rates and are federally insured. They can be a solid short-term savings option.