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The average 401(k) balance between the ages of 45 and 54 is about $189,000, according to Vanguard. How do your savings ...

The average 401(k) balance for someone in their 60s was $568,040 as of June 2025. The median, though, was far less: $188,792.

Comparing your balance to the average and median figures can help you see where you stand. However, it's more important to calculate your retirement needs than to rely solely on comparisons.

This article looks at the average 401(k) retirement plan balances by age.